DOI: https://doi.org/10.36347/sjebm.2025.v12i10.002

Pages: 254-263

Driven by both the digital economy and artificial intelligence technology, the university course "Financial Management" needs to break through the limitations of traditional teaching to meet the demand for cultivating interdisciplinary talents with "technical literacy + professional ability." This paper focuses on the teaching reform of this course. By analyzing the characteristics of the times and practical bottlenecks, it explores the development of a three-dimensional online-offline hybrid teaching framework based on "technology-mode-ability." The research demonstrates that AI technology can reshape the teaching approach through scenarios such as intelligent lesson preparation, personalized learning pushes, and virtual simulation practice. The collaboration between online and offline teaching can address the temporal and spatial limitations as well as the practical shortcomings of traditional methods. Additionally, it identifies four digital capability dimensions: data thinking, technical application, business integration, and ethical compliance. It proposes a capability development path centered on "curriculum system-practice platform-teaching staff-evaluation mechanism." Furthermore, it suggests reform strategies across four areas: optimizing the teaching platform, redesigning curriculum content, building teaching staff, and innovating assessment methods, offering a theoretical reference and practical model for reforming the "Financial Management" course.