DOI: 10.36347/sjebm.2019.v06i05.005

Pages: 310–315

The main objective of this study is to find out whether the provision of microcredit by MFIs has brought any changes on microenterprise, household and micro-entrepreneur. For this an empirical study was conducted by collecting primary data from clients of three MFIs providing micro-credit in district Quetta. The Cross Sectional design using household as the Unit of assessment was selected for the research study. Primary data was collected through structured questionnaires covering the total 250 (180 male and 70 female) clients who availed loans from the MFIs for at least two years prior to the survey by using convenient sampling. The study shows a very strong relationship between Microcredit services and demographic variables with microenterprise, micro-entrepreneur and household developments. So it is clear from finding that the productivity of poor can be increase by removing or reducing their financial constraint. The finding of this study also strengthens worldwide claim that the microfinance services can act as a tool of economic development.