DOI: 10.36347/sjebm.2019.v06i09.003

Pages: 460-471

This study examined the implications of Basel III on Bank Risk Management Practices among Nigerian Commercial banks. The major aims of this study were to find empirical evidence to which effective implementation of Basel III will affects bank risk management and how commercial banks in Nigeria can enhance their risk management practices. Considering the nature of the survey, the quantitative method of research was adopted; the quasi-experimental research design. In attempt to achieve the objectives of the study, time series data were obtained from the secondary sources. The data were analysed using the certain econometric tests. From the tests we find out that there exists a significant unidirectional relationship between Basel protocols and bank risk management. This implies that Basel III Capital Provisions if adopt would have strong significant and statistical influence on bank risk management practices. Our finding shows that Credit Risk among others was found to be the most critical to bank stability and survival. The study concludes that for the success of operations, stability and survival, commercial banks should be encouraged to maintain adequate capital provisions as spelled out in the Basel III proposition in order to remain active and avert risk of failure and eminent bank crisis leading to financial crisis. Particularly that loan defaulters be prosecuted given the high rate of credit risk factor to bank growth and survival. Above all, bank regulators and operators should collaborate to put in place implementation measures to usher-in Basel III in Nigeria banking scene.