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Scholars Journal of Economics, Business and Management | Volume-3 | Issue-04
Effects of E-Banking on Service Delivery in Commercial Banks in Western Uganda- A Case of Centenary Bank Ishaka Branch
Manyange Nyasimi Michael, Adeline Atuhairwe, Manyange Ochako Emanuel, Morris Gitonga Mbaabu, Job Onyinkwa Osoro, Douglas Omwenga Nyabuga
Published: April 29, 2016 |
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Pages: 157-160
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Abstract
This study analyzed the effect of electronic Banking on service delivery in Centenary Bank- Ishaka Branch in
Western Uganda. Using descriptive research design, a structured questionnaire and an interview guide were used to
garner data which was used to answer the research questions on the effects of E-banking on service delivery in Centenary
Bank Ishaka Branch in Western Uganda. Data was analyzed using descriptive statistics such as frequencies, percentages
and tables. The research findings revealed that e- Banking has greatly improved service delivery in Centenary BankIshaka Branch. It further revealed that e- Banking has reduced queuing that used to be there, saves time, is convenient
and is secure among other good qualities. The researcher found out that Real Time Gross Settlement (RTGS) one of the
e-Banking products in Centenary Bank improved service delivery because customers are able to make quick money
transfers to other banks. The Researcher recommends that it is prudent that Centenary Bank recruits more customer
service consultant and aides to assist customers who are not conversant with e-Banking and some of Centenary Bank
products. Centenary Bank should employ people at the ATMs to guide people who cannot use it easily because of low
literacy levels and hence unable to operate them.