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Scholars Journal of Economics, Business and Management | Volume-4 | Issue-04
Technology-Based Self Service and Performance of Banks Listed in the Nairobi Securities Exchange, Kenya
Dr. Winnie Njeru
Published: April 30, 2017 |
173
154
Pages: 273-278
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Abstract
The objective of the study was to assess the effect of Technology-based self service (TBSS) on performance of
banks quoted in the Nairobi Securities Exchange. The relevant primary data were gathered from Information Technology
and finance managers of eleven banks quoted in the Nairobi Securities Exchange using a semi structured questionnaire.
The results revealed that Technology-based self service dimensions of ATMs, smart cards, credit cards, internet banking
and mobile banking were statistically significant. The composite index score of TBSS variable explained 64.7% of the
variation of the bank performance score. The results revealed that the selected TBSS dimensions had a positive effect on
performance of banks in a developing economy. The study recommends that future research should intensify use of other
forms TBSS dimensions and embrace both subjective and objective indicators of firm performance.